Key Benefits:
Secure Your Income: Strategies to ensure you never outlive your savings.
Quick 15 Minute read - Straight to the point!
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"Before meeting Dan, I was overwhelmed by the thought of retirement planning. The Retirement Income Crisis provided a clear picture of my financial standing.
Dan helped me retire by leveraging his experience and industry tools to create a reliable income strategy that secured my financial future.
Specifics:
Sarah, a widow, was eager to retire but faced a financial roadblock. Her financial advisor followed the traditional 4% rule, which meant Sarah could only withdraw $1,666 per month from her $500,000 401(k). However, she needed an additional $2,246 per month, on top of her Social Security, to retire comfortably. According to her advisorβs calculations, Sarah would need her savings to grow to $675,000 before she could even consider retiring.
During our Zoom meeting, I introduced Sarah to AnnuityRateWatch.com
to explore other options. Using the siteβs tool, I input the amount of guaranteed monthly income Sarah neededβ$2,246. The results revealed an A+ rated insurance company offering a solution: for a deposit of just $350,000, Sarah could secure that exact income for life. This strategy not only allowed Sarah to retire immediately but also left her with $150,000 to remain under her advisorβs management.
By thinking outside the 4% rule, Sarah found the path to retirement sheβd been hoping forβwithout having to wait for her savings to grow.
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"Reading The Retirement Income Crisis was an eye-opener. It highlighted areas I hadn't considered. Dan's guidance was invaluable; he tailored strategies to my needs, ensuring my money was safe and growth oriented. I feel assured knowing my retirement is in capable hands."
Specifics
James, a retired teacher, had $308,000 in his 403(b) and a reliable income stream from his pension. Between his pension and his wifeβs Social Security, they had enough guaranteed income to cover their needs comfortably. James wasnβt looking for more incomeβhe just wanted to protect his savings from market risk without settling for the low interest rates that come with traditional safe options.
During our Zoom meeting, I introduced James to Indexalyzer.com, a powerful tool designed to evaluate and compare indexed annuities. Using the site, I was able to show James a comprehensive list of all the indexes used by every indexed annuity available. As we explored the options, I pointed out how some indexed annuities were underperforming and even exposed how certain companies use questionable tacticsβlike reducing participation rates or capping returnsβto the disadvantage of retirees.
I also explained how Indexalyzer.com uses backtesting and historical data to illustrate potential returns, giving James a clear, unbiased view of his options. With this information, we were able to identify the most reliable and high-performing annuity for his needsβone that offered solid growth potential without the risk of market losses.
Thanks to the insights from Indexalyzer.com and our careful evaluation, James found a way to protect his savings with confidence, knowing he wasnβt settling for low returns or risking his hard-earned money.
No, itβs not. My goal is to provide valuable, actionable information to help you protect your retirement savings. The eBook is completely free, and there are no hidden fees or obligations. I believe that an informed retiree is an empowered retiree, which is why the focus is on educating youβnot selling to you.
Not necessarily. it depends on the annuity you purchase! If you are wanting a guaranteed income that you can't outlive? Then I would say yes. In this case you would refer to Sarah's story.
Now when it comes to James, his contract has no fees and is just for growth. James can access 10% of the total balance of his annuities each and every year. Notice annuities is plural. James bought several annuities. We laddered his annuities, that way he had money coming due every few years.
No. Requesting the free eBook doesnβt obligate you to anything beyond receiving helpful insights about protecting your retirement income. You wonβt get bombarded with sales calls. My mission is to inform and empower youβno high-pressure tactics.
Thereβs no catch. The eBook is free because I believe that understanding the risks to your retirement savings is the first step to protecting them. I want to share the strategies I use to help my clients secure guaranteed retirement incomeβwithout cost or obligation.
Indexalyzer.com is a powerful tool that uses unbiased, data-backed analysis to evaluate indexed annuities. It helps identify the safest and most profitable options based on historical data and current market conditions. My goal is transparency and accuracy, which is why I rely on this tool to help craft personalized retirement strategies.
Yes, they are. The testimonials on this page are from real clients who have benefited from my strategies. If youβd like to hear more, I can share additional success stories or connect you with clients whoβve agreed to speak about their experience.
Most advisors use a one-size-fits-all approach, often pushing products that benefit them more than you. My strategy is different. I use Indexalyzer.com to build personalized plans based on your unique financial situation and retirement goals. I also focus on protecting your savings from market risks while ensuring growth potentialβwithout hidden fees or sales pressure.
While you can find basic information online, whatβs in the eBook goes beyond generic advice. It includes data-backed insights from Indexalyzer.com and strategies drawn from my 40+ years of experience in retirement planning. These are practical, proven methods that you wonβt find through a simple Google search.
There are no costs to download the eBook or to have an initial consultation. If you choose to work with me, Iβll clearly explain any potential costs or fees related to products we discuss. Transparency is a core part of my approachβno surprises, no hidden fees.
Absolutely not. Downloading the eBook or scheduling a consultation does not commit you to anything. My goal is to help you explore your options risk-free. If you decide to move forward, it will be entirely on your terms.
Feel free to reach out directly! Click on the chat widget, the message comes directly to my personal cell phone number. Iβm happy to answer any additional questions you might have! π
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I am an insurance agent specializing in retirement planning.
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